Let us be straight about what you are buying.
The texture is genuinely exceptional. Getting 10% zinc oxide to feel silky rather than chalky is hard, and Tatcha has done it better than almost anyone. The finish is soft and satiny, and the white cast is unusually well controlled for a pure mineral formula.
Zinc oxide 10% is a solid, standard mineral filter load. It works. Niacinamide and squalane are along for the ride and add real skincare value.
If a sunscreen's feel is the reason you skip it, and this is the one you would actually wear every day, that is a legitimate reason to buy it. Adherence is most of the game.
But know that the sun protection itself is not superior. You are paying for how it feels, not how well it works.